Zip for Business

A reusable account with up to $25,000 to help with cash flow.

Interest free

Up to 60 days interest free, with no hidden fees.

Nothing to pay today

Make a purchase without making any upfront payments.

Flexible repayments

Choose a repayment schedule that suits your business.

How it works

Step One

Apply in minutes

Receive your account with a limit of up to $25,000.

Step two

Get what you need

Pay a bill or checkout anywhere you see the Zip logo.

Step three

Schedule your payment

After you receive your statement, schedule your repayments to suit your needs.

Start your application today

Apply for your Zip Biz account and get approved within 30 minutes.

Zip Biz FAQs

Visit Help Centre

All you need is:

  • An active ABN or ACN.
  • 6+ months in business.
  • More than $5,000 in monthly turnover.

Repayments:

  • Choose repayments to suit you - weekly, fortnightly or monthly.
  • Your minimum monthly repayment is your owing statement balance.

How to use Zip Biz:

  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to choose a repayment schedule.
  • Reuse your account anywhere you see the Zip logo.

Returns & refunds:

  • If your request for a refund is accepted by the store, the purchase amount will be credited back to your account.

Fees & interest:

  • Up to 60 Days interest free.
  • No account fees.
  • If you elect to Part Pay your statement balance, a 2.5% fee applies. (Don’t worry, we’ll do the maths for you).
  • A late fee may apply if the minimum monthly payment is not made.

Read more here about repayments, interest and fees for Zip Biz.